This elegant and compact ring-binder has 3 smaller rings and can carry standard-sized 9- or 18-pocket pages. It is covered with Nexofyber surface which provides an elegant look and comfortable feel while being dirt- and water-repellent. The inside of the Zip-Up Ring-Binder Slim is covered with soft microfiber lining. A durable zipper closes the binder completely and protects all cards from dust and dirt. The reinforced front- and back-cover add a thick layer of protection that keeps your card collection safe. No pages are included.